Growing companies often need senior finance leadership before they can justify a full-time CFO. Nilesh Desai & Co. provides Virtual CFO services on a retainer basis — combining the firm’s accounting, tax, and advisory capabilities to deliver management information, cash discipline, and strategic finance support to promoters and management teams.
Engagements are tailored by size and stage: early-stage startups, SME manufacturers, service businesses, and family-owned groups expanding operations or seeking bank or equity finance.
Management Information And Reporting
- Monthly management accounts — P&L, balance sheet, cash flow, and variance analysis
- Departmental, product, or branch-wise profitability where systems permit
- KPI dashboards — gross margin, receivable days, inventory turns, and custom metrics
- Board packs and investor update slides with commentary on performance
- Coordination with statutory auditors on estimates and year-end close
Cash Flow And Working Capital
- Rolling cash flow forecasts and liquidity planning
- Receivables and payables ageing review with collection / payment priorities
- Working capital optimisation for bank limits and covenants
- Support during bank renewals — CMA data and management presentations
Planning And Strategy
- Annual budgets and quarterly reforecasts
- Three-to-five year financial projections for growth and fund raising
- Scenario analysis — capacity expansion, new product lines, or cost reduction
- Break-even and pricing analysis for key products or contracts
- Due diligence readiness for investors or acquirers
Governance And Compliance Oversight
- Compliance calendar for GST, TDS, payroll, MCA, and FEMA filings
- Review of internal controls and delegation of authority frameworks
- Support to company secretaries and legal advisers on finance-related board matters
- ESOP accounting and cap table tracking for funded startups
What Nilesh Desai &Amp; Co. Provides
A dedicated point of contact from the firm’s partner and manager team, agreed meeting cadence (monthly / quarterly), and deliverables documented in an engagement letter. Virtual CFO services are distinct from statutory audit; where the firm is statutory auditor, CFO work is scoped to avoid independence conflicts. Financial advisory is within Regulation 191 limits; the firm does not arrange loans or investments.
This page describes professional services permitted to chartered accountants in practice. It is not intended as solicitation of work.